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We're an Australian Government service here to help when it comes to making informed choices around money, using free tools, tips and calculators.
What can we help you with?
Calculators
Moneysmart's calculators help you set realistic goals and can give you the confidence to take the next step.
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Budget planner
Work out where your money is going and find ways to save.
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Savings goals calculator
Plan to set and reach your savings goals over time.
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Retirement planner
Explore and plan your future retirement income.
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Income tax calculator
Work out your Australian income tax.
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Superannuation calculator
Explore what your super balance might be at retirement.
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Personal loan calculator
Work out how much you could afford to borrow and repay.
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Credit card calculator
Calculate savings with higher repayments or a lower interest rate.
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Mortgage calculator
Find out how to repay your home loan sooner.
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Payday loan calculator
See how much a payday loan will really cost you.
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Employer contributions calculator
Check if you're getting the right amount of super.
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Reverse mortgage calculator
Explore what a reverse mortgage could cost over time.
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Spotlight
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Seen an investment scam? Here's what to do
Report a scam -
What to know about share market volatility
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Planning a trip? Check your travel insurance
Your choices -
Could you be on a lead generation list?
What that means -
Feeling some investment FOMO? Don’t fall for the hype.
Checklist
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