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We're an Australian Government service here to help when it comes to making informed choices around money, using free tools, tips and calculators.
What can we help you with?

Starting to think about retirement?
Check out our information, calculators and case studies. Put together a plan that works for you.
Start hereCalculators
Moneysmart's calculators help you set realistic goals and gives you the confidence to take the next step.
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Budget Planner
Work out where your money is going
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Savings Goals Calculator
Set and reach your goals.
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Retirement Planner
Find out your income when you retire.
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Income tax Calculator
How much Australian income tax should you be paying?
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Superannuation Calculator
Find out your super balance at retirement.
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Personal loan Calculator
Find out how much your repayment is.
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Credit card Calculator
Find out how much your repayment is.
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Mortgage Calculator
Find out how much your repayment is.
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Payday loan Calculator
Find out how much your repayment is.
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Employer contributions Calculator
Find out how much your repayment is.
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Reverse mortgage Calculator
Find out how much your repayment is.
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Spotlight
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Seen an investment scam? Here's what to do
Report a scam -
You can't put a price on love - but the average wedding cost is $36,000
How to plan -
What happens to your super when you retire?
Your choices -
Not all car insurance is equal. Here's what to look for.
Check the facts -
Feeling some investment FOMO? Don’t fall for the hype.
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