We help Australians take control of their money with free tools, tips and guidance.
With Moneysmart, you can:
Learn
Learn about money stuff like bank accounts, credit cards, insurance, home loans, superannuation. investments and more. Because making informed decisions leads to greater financial wellbeing.
Moneysmart offers guidance for all Australians, whatever your situation, wherever you find yourself in life.
Work out
Our simple tools, tips and calculators help people of all ages, backgrounds and incomes to be in control of their money. There's more than 25 to try. For example:
Take action
With Moneysmart, you'll find it easier to...
Manage your money
Reduce your debt
Plan for your future
Grow your wealth
Use tools and resources
Find teaching resources
Moneysmart for teachers
Helping teachers connect learning to life
Across Australia teachers are bringing everyday financial topics into the classroom, boosting kids’ engagement and critical thinking.
With ready-to-use, hands-on lesson plans aligned to the curriculum, teachers can save time and focus on improving the student experience.
More about Moneysmart for teachers.
Our objectives
We’re committed to helping Australians of all ages, backgrounds and incomes to increase their financial wellbeing. Through the Moneysmart website we:
- encourage saving
- provide simple steps for the 1 in 3 people who feel stressed and overwhelmed by money
- encourage informed use of financial products and services
- increase retirement preparedness
- provide specialist support for priority audiences
ASIC's role in consumer education
Moneysmart is a Federal Government website, brought to you by the Australian Securities and Investments Commission (ASIC), the corporate, markets, financial services and consumer credit regulator in Australia.
ASIC is responsible for engaging with consumers and industry to promote confident and informed participation by investors and consumers in the financial system. The Moneysmart program provides information to help Australians to be in control of their financial lives.
Background
- ASIC has provided consumer education to Australians since the late 1990s.
- In the early 2000s, ASIC provided the consumer-focused FIDO website.
- In 2011, ASIC published the first National Financial Literacy Strategy and launched Moneysmart.
- In 2014, ASIC updated the National Financial Literacy Strategy to provide a practical framework for action.
- In 2018, ASIC's National Financial Capability Strategy encouraged core behaviours that support financial capability.
- In 2022, The Treasury released an updated National Financial Capability Strategy.