About us

word cloudThe MoneySmart website is run by the Australian Securities and Investments Commission (ASIC) to help people make the most of their money.

Who is MoneySmart for?

ASIC's MoneySmart website is for all Australians - young or old, rich or poor, investing or paying off debt.

We offer free, independent guidance so you can make the most of your money. We are not selling you anything.

And when life puts your finances under stress, ASIC's MoneySmart is here to help you ride the storm. We have smart tips on dealing with the ups and downs of life: losing your job, having a baby, divorce or separation, buying a homelosing your partner and many more.

We even have a whole section of MoneySmart just for teachers. Have a look at MoneySmart Teaching.

Since July 2008, ASIC has been the government agency with overall responsibility for financial literacy. The MoneySmart website is one of the key initiatives in the National Financial Capability Strategy.

ASIC's MoneySmart team

ASIC's MoneySmart is put together by an experienced team of financial planners, consumer educators and teachers. Some team members have been involved in financial services for over 20 years. We have seen where things can go wrong and can help you avoid potential disasters.

We see things from your point of view. Our team includes young guns under the age of 30 and old hands over 50. We have first home buyers, parents with young kids, experienced DIY investors and people who are successfully planning their retirement.

We add to our knowledge by consulting a wide range of external experts in industry, government and the community. We also use consumer research to guide our information.

How we work

ASIC's MoneySmart website helps ordinary Australians take steps to improve their personal finances. We provide you with independent information so you can be better informed in making decisions. We help you take action on matters that will make a difference to your life. However, you should consider getting financial advice before you make major financial decisions. 


We regularly review and update our content and invite you to give us feedback.

Social media and newsletters

Keep up to date with the latest smart money tips by:

ASIC's MoneySmart Teaching

ASIC's MoneySmart has a section of the website just for teachers and parents. MoneySmart Teaching is a comprehensive strategy to develop consumer and financial literacy capabilities in young Australians.

Being MoneySmart is a core life skill. In a rapidly changing world of personal finances, children and young people need knowledge and understanding to establish good consumer and financial habits. Find out more about MoneySmart Teaching.

The teaching section of MoneySmart contains:

Our history

ASIC has been active in financial literacy for many years. ASIC's previous consumer websites were FIDO and Understanding Money.

FIDO was a great source of financial information for almost a decade. Understanding Money was an innovative website with simple steps and basic calculators to help people sort out their money. These websites were replaced by MoneySmart in March 2011. MoneySmart combines the best of these two websites and we've added much more.


Here are some achievements of ASIC's MoneySmart website since we went live in 2011.

  • 2017 Interactive Media Awards: 'Best in class' award (Financial Services category) for Australia's interest-only mortgages infographic.
  • 2016 GOV Design Awards: Gold winner (Digital Experience - Website category) for Women's money toolkit.
  • 2016 GOV Design Awards: Gold winner (Digital - Fintech category) for ASIC's  MoneySmart Cars app
  • 2016 Interactive Media Awards: 'Best in class' award (Financial information, Government and 'Automobile categories) for ASIC's MoneySmart Cars app.
  • 2015 App design Awards: Silver medals (FinTech and Government services categories) for TrackMyGOALS app.
  • 2013 Australian Mobile Awards: Government services award for TrackMySPEND app.
  • 2013 Interactive Advertising Bureau Award: 'Organic search marketing' winner for ASIC's MoneySmart website.
  • 2012 Web Marketing Association's Web Awards: 'Outstanding achievement in web development' award for ASIC's MoneySmart website.
  • 2012 Interactive Media Awards: 'Best in class' award (Government and Financial information categories) for ASIC's MoneySmart website
  • 2012 Excellence in eGovernment Awards: ASIC's MoneySmart named 'Best service delivery website'.
  • 2011 Australian Web Awards: ASIC's MoneySmart named 'Best Government Website'.

ASIC's regulatory role

ASIC is the corporate, markets and financial services and consumer credit regulator. For more information about ASIC's role as a regulator, go to the ASIC website.

ASIC's regulatory role includes helping consumers and investors protect themselves against unfair or illegal conduct in financial services and consumer credit. Visit our how to complain webpage for information on banking, credit or investment complaints.

Last updated: 02 Aug 2019