Planning to retire means thinking about the steps and decisions needed to get you to where you want to be. Including when you can start using your money. Learn more about working out your retirement costs.
This calculator helps you work out:
- when you can access your super
- when you can apply for the Age Pension
Further information
- To receive the Age Pension, you must also meet the Services Australia (Centrelink) eligibility criteria.
- The Australia Taxation Office has details on preservation age, the age at which you can access super.
- This calculator is based on current legislation. If you're not already close to the age to access your super and/or apply for the Age Pension, it's important to know that the government may change legislation in the future that affects the age your can access benefits, and your eligibility.
FAQs - frequently asked questions
Q: Can you estimate how much pension I will receive?
A: No, but you can use the retirement planner to estimate your Centrelink entitlement.
Q: Where can I find out how to get my super?
A: Getting your super has information on when you can access your super. Contact your super fund to find out how.
Q: When do I become eligible for a transition to retirement (TTR) pension?
A: You are eligible for a TTR pension as soon as you reach your super preservation age. This lets you access some of your super and keep working. To find out more, see transition to retirement.