Calculators & apps

Financial calculators and tools give you fast answers to your money questions

We have calculators for every money issue to help give you direction and motivate you to achieve your financial goals. From budget planners, loan and credit calculators to super and investment tools - we have your money queries covered.  

Budgeting & savings icon Budgeting & saving calculators

Budget planner
See where your money is going and how you can save more.

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Simple money manager new icon
Quick and easy budgeting with audio in community languages (Simplified Chinese, Traditional Chinese, Italian, Arabic, Vietnamese, Somali, Dari, and Sudanese Arabic).

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Savings goals calculator
How to reach your savings goals and how long it will take to get there.

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Compound interest calculator
See how compound interest grows your savings faster.

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Income tax calculator
Work out how much tax you are paying and what your marginal tax rate is.

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Calculator
A basic calculator that crunches your numbers.

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Tax icon Money health calculators & toolkits

Women's money toolkit
Helps women sort out their financial issues and make the most of their money.

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Divorce & separation financial checklist new icon
Provides practical steps to separate your finances and get your money on track

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Asset stocktake calculator new icon
Use this calculator to list all of your assets and liabilities to get an overview of your current financial position.

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Parental leave calculator
Helps you to work out your income if you're taking time off work to care for a child.

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Money health check
Assess your financial health and get personalised tips for improving it.

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Your net worth calculator
Weigh up your debts and assets to review your financial situation.

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Unclaimed money search
Find out if you have any lost money from bank accounts, companies (shares and investments) and life insurance policies.

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Home icon Mortgage calculators

Mortgage switching calculator
Find out if switching to another mortgage would save you money.

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Mortgage health check
Check how well you are coping with your mortgage.

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Reverse mortgage calculator
How interest rate and house price changes can affect your equity.

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Interest-only mortgage calculator
Find out how much an interest-only mortgage will really cost you.

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Super vs mortgage tool
Should you contribute more to superannuation or pay off your mortgage quicker?

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Loans, credit & debt icon Loan, credit & debt calculators

Credit card calculator
Find out how much you can save by paying off your credit card faster.

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Interest-free deal calculator
See how much you need to repay monthly to avoid interest.

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Payday loan calculator
Find how much a payday loan will really cost you.

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Rent vs buy calculator
Work out the cost of renting electrical goods or furniture (with a consumer lease) versus borrowing money to buy them.

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Financial counsellor online search
Find a free counsellor to help solve your money problems.

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 Superannuation icon Super & retirement calculators

Superannuation calculator
Find out how much super you're likely to have when you retire.

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Super contributions optimiser
See how you can boost your super by making extra contributions.

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Super vs mortgage tool
Should you contribute more to superannuation or pay off your mortgage quicker?

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Super co-contribution calculator
Find out if a Government co-contribution can boost your super.

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Career break super calculator
Find out how a career break affects your super balance.

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Employer contributions calculator
How much should your employer be paying into your super? 

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Retirement planner
Work out how you can boost your retirement income by taking action now.

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Super and pension age calculator
See when you can access super and apply for the pension.

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Account-based pension calculator
Work out whether you can make your pension last longer.

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Investing icon Investment calculators

Investing challenge
Understand how to manage investment risk.

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Financial advisers register
Check up on a financial adviser.

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Managed funds fee calculator
Find out how much your managed fund could be worth in the future.

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Margin loan calculator
Learn how the amount you borrow can affect potential gains and losses.

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search icon Search tools

Unclaimed Money
Find out if you have any lost money from bank accounts, companies (shares and investments) and life insurance policies.

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Financial advisers register
Check up on an adviser before you start getting advice.

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Unlicenced companies
Protect yourself against scammers by checking this list of companies and individuals that are not licensed by ASIC. 

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Find a financial counsellor
Find a free counsellor to help solve your money problems.

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ASIC lists
Check basic facts about people, companies, schemes or personal property.

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Mobile apps icon Mobile finance apps

MoneySmart Cars new icon
Work out the real cost of buying and running a car with our app.

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TrackMySpend
An app to help you track your expenses on the go.

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TrackMyGoals
Achieve your savings goals with this handy app.

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Mobile calculator
Five of our most popular financial calculators in one app: savings calculator, loan calculator, mortgage calculator, superannuation calculator and interest-free deal calculator.

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Money health check
Assess your financial health and get personalised tips for improving it.

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Icon-teaching Teaching resources

Primary
Teaching resources for primary schools.

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Secondary
Teaching resources for secondary schools.

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VET
Training resources for VET students and senior high school students.

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Last updated: 22 Sep 2016