Calculators & apps

Fast answers to your money questions

We have calculators, checklists, toolkits, resources and apps for all your money issue to help give you direction and motivate you to achieve your financial goals.

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Top 10 calculators

Budgeting, saving & tax calculators

  • budget planner icon svg

    Budget planner

    Enables you to:

    • plan your money and work out your spending
    • get a clear picture of your finances
    • save your results online.
  • Compound interest calculator icon svg

    Compound interest calculator

    Helps you work out:

    • what money you'll have if you save a regular amount
    • how compounding increases your savings
    • the difference between saving now and saving later.
  • GST calculator icon

    GST calculator

    Explains:

    • how to calculate GST (goods and services tax) in Australia
    • the amount of GST you will pay or should charge customers
    • the price excluding GST and the total cost including GST.
  • Income tax calculator svg

    Income tax calculator

    Helps you work out:

    • how much income tax you should be paying
    • what your take home salary will be when tax and the Medicare levy are removed
    • your marginal tax rate.
  • Savings goal calculator icon svg

    Savings goals calculator

    Helps you work out:

    • how long it will take to reach your savings goals
    • steps to take to put your plan into action.
  • Simple money manager icon svg

    Simple money manager

    This quick and easy budgeting tool:

    • available in English, simplified & traditional Chinese, Italian, Arabic, Vietnamese, Somali, Dari and Sudanese Arabic
    • helps work out your income and expenses
    • has audio content to explain each category.

 Money health calculators & toolkits

  • Asset stocktake calculator icon svg

    Asset stocktake calculator

    Allows you to:

    • list all of your assets and liabilities
    • get an overview of your current financial position.
  • Divorce and separation icon

    Divorce & separation financial checklist

    Gives you:

    • practical steps to separate your finances
    • create an action checklist
    • get your money on track.
  • Parental leave calculator icon svg

    Parental leave calculator

    Shows you:

    • what income you'll have over your parental leave so you can plan your money
    • what impact taking a shorter or longer time off work will have on your income.
  • Womens money toolkit icon

    Women's money toolkit

    Helps women:

    • manage money issues
    • gain an edge on finances
    • create a personalised money to do list.
  • Your net worth calculator icon svg

    Your net worth calculator

    Helps you work out:

    • if your total assets outweigh your debts
    • the strength of your current financial situation.

 Mortgage calculators

 Loan, credit & debt calculators

Super & retirement calculators

  • Account based pension calculator icon svg

    Account-based pension calculator

    Helps you check:

    • how long can you expect your pension to last
    • if you can make it last longer with lower fees or a different investment option
    • see how long your pension will last compared to another fund.
  • Employer contributions calculator icon svg

    Employer contributions calculator

    Helps you:

    • work out how much super you should be getting from your employer
    • check if you are getting the right amount per month.
  • Retirement planner icon svg

    Retirement planner

    Helps you work out:

    • what income you are likely to have from super and the age pension when you retire
    • how contributions, investment options, fees and retirement age affect your retirement income from super.
  • Super calculator icon svg

    Super calculator

    Helps you work out:

    • how much super you'll have when you retire
    • how fees affect your final payout.
  • Super and pension age calculator icon svg

    Super and pension age calculator

    Helps you:

    • work out when you can get your super
    • find out when you can apply for the age pension.
  • Super contributions optimiser icon svg

    Super contributions optimiser

    Helps you work out:

    • which type of super contribution will give your super the biggest boost
    • how to make super contributions.
  • Super co-contributions calculator icon svg

    Super co-contribution calculator

    Helps you find out:

    • if you are eligible for a co-contribution from the Government
    • how much you can get if you are eligible.
  • Super v mortgage tool icon svg

    Super vs mortgage tool

    This tool helps you decide whether you should:

    • contribute more to superannuation or
    • pay more off your mortgage.

 Investment calculators & tools

  • Financial advice register icon

    Financial advisers register

    This register allows you to:

    • search for people who provide personal advice on investments, superannuation and life insurance.
    • find out details about a financial adviser's professional background and experience.
  • Financial advice toolkit icon

    Financial advice toolkit

    This tool helps you navigate the financial advice process with confidence by showing you:

    • how to prepare to meet an adviser
    • what to expect in the first meeting
    • what to do after you receive advice.
  • Investing challenge icon svg

    Investing challenge

    Test your knowledge of:

    • different assets from super and shares to property and ETFs
    • risk factors affecting your investments
    • diversification and protecting your money.
  • Investor toolkit icon

    Investor toolkit

    Whether you're starting out or looking to tune up your knowledge, this toolkit helps you with the investing essentials.

  • Managed funds fee calculator icon svg

    Managed funds fee calculator

    Helps you check:

    • how fees and costs affect your investment
    • the impact of fees and costs between different funds.
  • Margin loan calculator icon svg

    Margin loan calculator

    Helps you work out:

    • how the amount you borrow could affect your potential gains and losses
    • the risk of a margin call
    • how much money would you need to meet a margin call if markets go down.

 Search tools

  • ASIC lists icon

    ASIC lists

    Check basic facts about people, companies, schemes or personal property.

  • Financial adviser register icon

    Financial advisers register

    Use this register to:

    • search people who provide personal advice on investments, superannuation and life insurance
    • find out details about a financial adviser's professional background and experience.
  • Financial counsellor search icon

    Financial counsellor search

    Helps you find a free counsellor near you to help solve your money problems.

  • Unlicensed companies icon

    Unlicensed companies list

    Protect yourself against scammers by checking this list of companies and individuals you should not deal with that are not licensed by ASIC.

  • Unclaimed money icon

    Unclaimed money

    Find out if you have any lost money from bank accounts, companies (shares and investments) and life insurance policies.

 Mobile finance apps

  • First business app icon svg

    First Business

    This app helps you:

    • work out whether you are ready to start a business
    • keep track of requirements relating to running a business
    • develop your business networks 
    • save and compile useful websites and information on starting a business.
  • MoneySmart cars app icon

    MoneySmart Cars

    The app helps you:

    • save money by giving you the real cost of your car purchase
    • avoid common car buying traps and identify hidden costs
    • find alternate ways to finance a car.
  • Mobile calculators app icon

    Mobile calculator

    Five of our most popular financial calculators in one app: savings calculator, loan calculator, mortgage calculator and interest-free deals calculator.

  • TrackMyGoals app icon

    TrackMyGoals

    This app helps you cultivate good savings habits and reach your dreams by:

    • creating realistic savings goals
    • prioritising your goals to ensure they can be achieved
    • providing positive encouragement by tracking your progress.
  • TrackMySpend app icon

    TrackMySpend

    This app helps you:

    • track your personal expenses on the go
    • provides a clear picture of what you are spending your money on.

 Teaching resources

  • Primary resources icon

    Primary resources

    Quality resources for primary teachers from Foundation to Year 6 that are aligned to the Australian curriculum.

  • Secondary resources icon

    Secondary resources

    Quality resources for secondary teachers that are aligned to the Australian curriculum.

  • VET resources icon

    VET resources

    Training resources for VET and senior high school students to help develop money management skills to support future careers in small business or as contractors.


Last updated: 04 Aug 2017