Super for casual workers
Check you're getting what's due
Are you doing casual work or taking on extra hours in your
existing job? Here we tell you how to check if you should be
getting super from your employer and what to do if you have
multiple super accounts.
How to check if you should
get super when you work a casual job
Your employer must pay 9.5% of the value of your 'ordinary time
earnings' into your super fund if:
- You're over 18 and earn more than $450 before tax in a calendar
- You're under 18 and work more than 30 hours a week (and still
earn more than $450 in the calendar month)
If you've got a new casual job or if you usually only work once
or twice a week but you're working more at the moment; be sure that
you're getting paid super if you're eligible.
Find out if your super is
You can check your super payments by looking at your pay slip,
which must detail the amount of super you are getting and the date
that your super is paid into your account. You can also check with
your super fund to ensure the payments have been received.
Find out how much super you should be getting.
Case study: Lindsay's summer job boosts his super
Lindsay, 17, finished his TAFE studies for the year
in November and decided to get a job working in a large department
store until the end of December. During the busy period leading up
to Christmas he worked every day.
As he earnt more than $450 a month and worked more than 30 hours
per week, Lindsay checked with the payroll manager that he was
being paid the super he was entitled to.
Lindsay ended up getting $250 put into his super fund, which
will grow over time as he continues working.
Ways to receive bonus
If you earn less than $52,697 per year, consider making
after-tax contributions to super to qualify for the co-contribution
from the government. See government co-contributions.
If you're eligible and earn $37,000 or less per year, the
government may make a further contribution of up to $500 to your
super. See low income super tax offset.
super fund accounts
If you work casually and end up with a few different employers,
you'll probably end up with your super in a few different
Rolling your super into one account is a good idea, because
you'll only be paying one set of fees. See our article on consolidating super
If you're working casually take the time to make
sure you're receiving everything you're entitled to. After all,
it's your money.
Last updated: 03 Jul 2018