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49 matching results found for "credit history"

  1. credit report (credit reference)

    A report that details your credit history, including every time you have applied for credit or defaulted on a repayment. ... It is held by a credit reporting agency and a lender must ask you for permission to get this report.

    https://www.moneysmart.gov.au/glossary/c/credit-report-credit-reference - 185 k - [html] - Cached - 10 May 2018

  2. Credit repair

    Search. Search query. Credit repair. Don't pay to fix your credit history - do it yourself. ... Fix your credit history. Credit repair companies may claim they can improve your credit rating by having negative information removed from your credit report,

    https://www.moneysmart.gov.au/borrowing-and-credit/borrowing-basics/credit-repair - 198 k - [html] - Cached - 23 Jul 2018

  3. Factsheet: Your credit report

    Your credit report details your credit history. Credit reporting agencies collect information from credit providers who subscribe to their services. ... In most cases, default listings and other information about your credit history cannot be removed

    https://www.moneysmart.gov.au/tools-and-resources/publications/factsheet-your-credit-report - 191 k - [html] - Cached - 05 Nov 2018

  4. Identity fraud

    You have difficulty obtaining a credit card or a loan because of an inexplicably bad credit rating. ... Check your credit report to see what companies have checked your credit history recently, and let them know not to authorise any new accounts in your

    https://www.moneysmart.gov.au/scams/identity-fraud - 200 k - [html] - Cached - 31 Oct 2018

  5. About us

    ASIC's regulatory role. ASIC is the corporate, markets and financial services and consumer credit regulator. ... Visit our how to complain webpage for information on banking, credit or investment complaints.

    https://www.moneysmart.gov.au/about-us - 191 k - [html] - Cached - 29 Oct 2018

  6. Using credit

    Shop around for credit. Credit providers are always looking for new business, so make sure you shop around to get the best deal you can. ... If your credit report reveals a poor history of repayment, they may consider you a high credit risk and not lend

    https://www.moneysmart.gov.au/life-events-and-you/under-25s/credit-and-debt/using-credit - 196 k - [html] - Cached - 25 Oct 2018

  7. Peer to peer lending

    When borrowers apply for a loan, the platform operator will evaluate their suitability by checking their credit history and their capacity to repay the loan. ... See getting the best credit deal for information about how to compare loans.

    https://www.moneysmart.gov.au/investing/managed-funds/peer-to-peer-lending - 205 k - [html] - Cached - 10 Nov 2017

  8. Trouble with debt

    You can complain. If your credit provider refuses your hardship application, they must give reasons. ... Debt solution companies. It might sound like a good idea to pay someone to help fix your credit history, but credit repair agencies and debt solution

    https://www.moneysmart.gov.au/managing-your-money/managing-debts/trouble-with-debt - 199 k - [html] - Cached - 01 Nov 2018

  9. No claim bonus on car insurance

    The rating level you held with your previous car insurer. Your claims history (and the claims of other drivers covered by your policy). ... How is my claims history used to calculate my premium? How much discount do I get from my no claim bonus?

    https://www.moneysmart.gov.au/insurance/car-insurance/no-claim-bonus-on-car-insurance - 196 k - [html] - Cached - 11 Jan 2018

  10. Credit scores

    See credit reports for more information on how to check your credit history. ... It turned out not all her credit history was listed with the reporting agency the first website used so her score came out higher.

    https://www.moneysmart.gov.au/borrowing-and-credit/borrowing-basics/credit-scores - 198 k - [html] - Cached - 31 Oct 2018


Last updated: 18 Oct 2018