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Budgeting helps you to be in control of your money. Our budgeting pages show you how to set up a budget, track your spending and find ways to save.
You can also use our tools to plan your money and get support if rising costs are making things hard. Use the pages in this section to:
- Make a budget – set up a simple plan for your income and expenses
- Track your spending – see where your money goes and spot ways to save
- Reduce your expenses – practical ideas to cut everyday costs
- Use budgeting tools – use the Budget Planner or Simple Money Manager
- Get help with money – support if you’re struggling with bills or debt
Get practical cost‑of‑living help with Moneysmart’s tools, calculators and tips. We have suggestions and links to help you cut expenses, manage your budget and find support.