Budgeting banner

By taking charge of your money, whether you have a little or a lot, you will ease money stress and feel more secure and in control.

Track your spending 

Where is your cash going each day? Tracking your spending helps you understand your daily money habits. See spending for tips on how to do this.

Got a smartphone? Download our free spending tracker app TrackMySpend.


Create a budget

Video: Starting a budget

starting a budget video

Heidi and Andrew from the MoneySmart team share their top tips on starting a budget

Transcript: Starting a budget


How much money is coming in and going out each week, fortnight or month? See how to do a budget to sort out your money priorities and take control of your spending and saving.

Budget planner

Put your budget into action

Related links

Last updated: 13 Dec 2016