Budgeting

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By taking charge of your money, whether you have a little or a lot, you will ease money stress and feel more secure and in control.

2 SIMPLE CONCEPTS TO CHANGE YOUR SPENDING HABITS: 

1. Track your spending 

Where is your cash going each day? Tracking your spending helps you understand your daily money habits. See spending for tips on how to do this.

Track your personal expenses on the go with our free and easy-to-use app.

TrackMySpend

2. Create a budget

How much money is coming in and going out each week, fortnight or month? See how to do a budget to sort out your money priorities and take control of your spending and saving.

Work out where you money is going and make it stretch further.

Budget planner

Video: Starting a budget

starting a budget video

Heidi and Andrew from the MoneySmart team share their top tips on starting a budget

Transcript: Starting a budget

 

Put your budget into action


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Last updated: 31 Jan 2017