How much can I borrow?

Borrowing calculators

Our calculators can help you work out how much you can afford to borrow for all kinds of purchases.

How much can I borrow for a home?

Smart tip

Aim to save a deposit of 20% or more of the purchase price of a home. Find out more about the loan to value ratio for home loans.

Before you start looking for a property, you'll need to know how much you can afford to repay.

Use our mortgage calculator to work out how much you can afford to borrow on a home loan and what your repayments will be.

Mortgage calculator

If you already have a home loan, our mortgage switching calculator can help you work out whether switching to another mortgage will help you save money.

Mortgage switching calculator

These webpages also have useful tips on home loans and mortgages:

How much can I borrow for a car?

Smart tip

The more money you can save towards your car, the less you will need to borrow. Use our savings goals calculator to work out how much you can save.

Our personal loan calculator will show you how much your repayments will be on a car loan.

Personal loan calculator

Here are some quick links to our webpages on buying a car and getting a car loan:

How much can I borrow if I want a payday loan?

Use our payday loan calculator to work out how much the loan will cost you and what your repayments will be.

Payday loan calculator

We also have sensible tips on payday loans

Other calculators that can help

Use our budget planner to work out if you can afford to take out a loan. 

Budget planner

Use our savings goals calculator to work out how you can reach your savings goals

Savings goals calculator

Our net worth calculator will show you where you stand with your assets and debts.

Net worth calculator

A loan of any size is a major financial commitment.  Use our tools to work out whether you can afford to take out a loan and how much you can afford to borrow. 


Related links


Last updated: 07 Sep 2015