Budgeting helps you to be in control of your money. Our budgeting pages show you how to set up a budget, track your spending and find ways to save.
You can also use our tools to plan your money and get support if rising costs are making things hard. Use the pages in this section to:
check_box Make a budget – set up a simple plan for your income and expenses
check_box Track your spending – see where your money goes and spot ways to save
check_box Reduce your expenses – practical ideas to cut everyday costs
check_box Use budgeting tools – use the Budget Planner or Simple Money Manager
check_box Get help with money – support if you’re struggling with bills or debt
Get practical cost‑of‑living help with Moneysmart’s tools, calculators and tips. We have suggestions and links to help you cut expenses, manage your budget and find support.